403(b) Middlesex Health Savings and Investment Plan Investment Options

The information below displays the investment options available under the Plan. You can choose from a menu of investment options that cover the risk/reward spectrum allowing you to select from conservative choices, moderate growth and income funds, or aggressive growth opportunities in both U.S. and international markets. International investing involves special risks such as currency fluctuation, lower liquidity, political and economic uncertainties, and differences in accounting standards. 

For each investment option, click on the fund name to open a fund fact sheet that provides important information about the investment option, including fund expenses. Each investment option has a numeric fund code you will need when making investment changes on-line or via telephone.

You should consider the investment objectives, risks, and charges and expenses of the mutual funds offered through a retirement plan, carefully before investing. The fund prospectuses and information booklet containing this and other information can be obtained by contacting your local representative. Please read the information carefully before investing.

While reviewing the fund fact sheets below, please also review the  Disclosure Glossary document that provides information on types of investment risks, investment types and a glossary of terms and statistics. The document also provides instructions about how to obtain any underlying fund prospectus.

Validation Page

Please enter Voya in the text box below to view the Fund Fact Sheets.


Fund NumberInvestment Options
Stability of Principal
4020 Voya Fixed Plus Account III
Bonds
6591 PGIM Total Return Bond Fund - Class R6
799 Vanguard® Total Bond Market Index Fund - Institutional
Asset Allocation
791 Vanguard® Target Retirement 2015 Fund
1296 Vanguard® Target Retirement 2020 Fund
926 Vanguard® Target Retirement 2025 Fund
1297 Vanguard® Target Retirement 2030 Fund
793 Vanguard® Target Retirement 2035 Fund
1298 Vanguard® Target Retirement 2040 Fund
794 Vanguard® Target Retirement 2045 Fund
1299 Vanguard® Target Retirement 2050 Fund
2473 Vanguard® Target Retirement 2055 Fund
3447 Vanguard® Target Retirement 2060 Fund
795 Vanguard® Target Retirement Income Fund
Large Cap Value/Blend
9857 MFS® Value Fund - Class R6
566 Vanguard® Institutional Index Fund - Institutional Shares
Large Cap Growth
7577 T. Rowe Price Blue Chip Growth Fund - I Class
Small/Mid/Specialty
6342 AB Discovery Value Fund - Class Z
6724 Eaton Vance Atlanta Capital SMID-Cap Fund - Class R6
7499 Vanguard® Extended Market Index Fund - Institutional Shares
Global / International
1723 American Funds EuroPacific Growth Fund® - Class R-6
9889 Vanguard® Total International Stock Index Fund - Adm™ Sh

 

Not FDIC/NCUA/NCUSIF Insured I Not a Deposit of a Bank/Credit Union I May Lose Value I Not Bank/Credit Union Guaranteed I Not Insured by Any Federal Government Agency

For 403(b)(1) fixed or variable annuities, employee deferrals (including earnings) may generally be distributed only upon your: attainment of age 59½, severance from employment, death, disability, or hardship. Note: hardship withdrawals are limited to employee deferrals made after December 31, 2008. Exceptions to the distribution rules: No Internal Revenue Code withdrawal restrictions apply to ’88 cash value (employee deferrals (including earnings) as of December 31, 2008) and employer contributions (including earnings). However, employer contributions made to an annuity contract issued after December 31, 2008, may not be paid or made available before a distributable event occurs. Such amounts may be distributed to a participant or if applicable, the beneficiary: upon the participant's severance from employment or upon the occurrence of an event, such as after a fixed number of years, the attainment of a stated age, or disability. For 403(b)(7) custodial accounts, employee deferrals and employer contributions (including earnings) may only be distributed upon your: attainment of age 59½, severance from employment, death, disability, or hardship. Note: hardship withdrawals are limited to: employee deferrals and ’88 cash value (earnings) as of 12/31/88).

Insurance products, annuities and retirement plan funding issued by (third party administrative services may also be provided by) Voya Retirement Insurance and Annuity Company, One Orange Way, Windsor, CT 06095-4774. Securities are distributed by Voya Financial Partners LLC (member SIPC) (www.SIPC.org).  Custodial account agreements or trust agreements are provided by Voya Institutional Trust Company. All companies are members of the Voya ® family of companies. Securities may also be distributed through other broker-dealers with which Voya has selling agreements.  Insurance obligations are the responsibility of each individual company. Products and services may not be available in all states.